Does your Code section 401(k) plan keep failing the nondiscrimination tests? Or are your highly compensated employees (HCEs) unable to defer as much as they would like because of the low level of deferrals by the nonhighly compensated employees ...
[Read more] about Safe Harbor Plans: Does Your 401(k) Need To Be One?
ERISA-Covered Plan Investment And Fee Disclosures To Participants: The What, Who, And How
What: In 2012, Department of Labor (DOL) rules went into effect requiring plan administrators of ERISA-covered plans with participant-directed investments to make specified disclosures of plan fee and investment information to:
Active ...
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ERISA Section 404(c) Compliance Alert
Do you have a defined contribution plan that allows participant-directed investments? If so, read on.
Participants generally will be responsible for the investment results of their accounts if the applicable regulations under ERISA ...
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Cafeteria Plans: Are You Serving “Taxic” Waste To Your Employees?
Employers may be very surprised to discover that they have a cafeteria plan and do not even know it, or that they have a cafeteria plan that improperly offers certain benefits to their employees. As a result, they are serving their employees "taxic" ...
[Read more] about Cafeteria Plans: Are You Serving “Taxic” Waste To Your Employees?