Retirement Plans Blog

The role of the pension actuary on the retirement plan team … Actuaries are well trained in determining pension liabilities and costs and can often quote the pension sections of the Internal Revenue Code verbatim. But do you need one? Do you have ...
[Read more] about Pension Actuaries: Do You Need One For Your Plan?

I can still hear my mother saying it, "Haste makes waste, Marcel." And it is true in many situations – acting too quickly can cause mistakes that waste time and money. But it isn't always the case with qualified plan failures. In most cases, timely ...
[Read more] about The Employee Plans Compliance Resolution System (EPCRS): When Haste DOESN’T Make Waste

Does your Code section 401(k) plan keep failing the nondiscrimination tests? Or are your highly compensated employees (HCEs) unable to defer as much as they would like because of the low level of deferrals by the nonhighly compensated employees ...
[Read more] about Safe Harbor Plans: Does Your 401(k) Need To Be One?

What: In 2012, Department of Labor (DOL) rules went into effect requiring plan administrators of ERISA-covered plans with participant-directed investments to make specified disclosures of plan fee and investment information to: Active ...
[Read more] about ERISA-Covered Plan Investment And Fee Disclosures To Participants: The What, Who, And How

Do you have a defined contribution plan that allows participant-directed investments? If so, read on. Participants generally will be responsible for the investment results of their accounts if the applicable regulations under ERISA ...
[Read more] about ERISA Section 404(c) Compliance Alert

In the wake of the Enron situation, Congress passed a law containing blackout period requirements that apply to all defined contribution retirement plans. Blackout periods (times when participants lose control over their accounts) can occur for a ...
[Read more] about Before You Throw That Switch – Blackout Period Notice Requirements